Rahul Gandhi meets Goa Chief Minister Manohar Parrikar !

Congress President Rahul Gandhi on Tuesday met the Chief Minister of Goa

 and former Defense Minister Manohar Parrikar. These meetings took place

in the Chief Minister's Office located at Assembly House in Goa. 

In this 15-minute meeting, Rahul Gandhi went on to enquire the Manohar Parrikar's

health. Manohar Parrikar has been sick for a long time and his pancreas

is suffering from advanced stage of cancer. According to a senior Goa leader,

in this meeting, only about the health of Manohar Parrikar was discussed,

there was no talk about the Rafael dispute.

Manohar Parrikar has already been treated in Delhi, Mumbai and the US. 

On December 14 last year, he was discharged from the hospital and again

 took over the post of Chief Minister of Goa. In spite of illness, Parrikar has

appeared several times active.

Just a few days back, Manohar Parrikar was seen in a show in a program

where he wrote on the surgical strike on the movie Uri: The Surgical Strike

dialogue 'How's the Josh?' told. This video of Parrikar went viral on

social media.

Let me tell you that Congress President has reached Goa from Raipur in

Chhattisgarh, where he met the Congress MLAs. After this he met the

Chief Minister Manohar Parrikar. Rahul Gandhi will be leaving for Kochi

from here, where he has to address party workers.

Significantly, Congress President Rahul Gandhi has been targeting Prime

Minister Narendra Modi over the alleged scandal in the Rafael air strike.

 Manohar Parrikar was the Defense Minister when the deal was in place. 

Some time ago an audio tape was released by Congress leaders, which

claimed that files related to the Raphael deal were in the bedroom of

Manohar Parrikar.

On Monday, Rahul Gandhi had tweeted questions that the audio was

released a month. But no action has been taken in this case. Rahul Gandhi

had questioned the motive of the government. However, the

Bharatiya Janata Party has consistently denied allegations

made by Rahul Gandhi.

Honor View 20 launched in India with 48MP camera : Honor View 20 REVIEW

Honor View 20 has been launched in India. These smartphones

 will compete with OnePlus 6T. This smartphone looks special 

in some cases so far, let's take a look at its features.

For photographers, the company has also compressed this smartphone

with OnePlus 6T during the launch. The company claims that it has got

the world's first 7 nanometer chipset technology, which makes it fast.

Under the Link Turbo feature, the Honor View will analyze user's

network usage. and network condition and switch from WiFi to 4G. 

Overall, it will switch automatically where it gets more speed. 4G to 

WiFi or 4G with WiFi.

Honor View 20 REVIEW

The company has claimed that the camera of this smartphone has

Artificial Intelligence Power and Graphics Processing Power. 

The SONY IMX586 sensor has been used for the camera in

Honor View 20. 

Honor View 20 has a 6.4 inch Full HD Plus display. In it the company's

 house processor Kirin 980 has been given. The top model of this

smartphone has 8GB RAM. There is a small cutout on the corner above

 the display, in which the selfie camera is embedded. The camera is 25

megapixels. 

This smartphone dual rear camera setup has been given for photography.

 The company has also given pixel binding technology in it. One lens is

48 megapixels and the Sony IMX586 sensor. As a second lens, the

ToF (Time of Flight) sensor has been given in it. The battery of this

smartphone is 4,000mAh and the fingerprint scanner is provided on the

 rear panel of the smartphone.

Talking about the design, this smartphone has been given a Gradient

Design and it is visible in V shipped. During the event, the company has

 said that the company has worked hard for the V-Shap appearing on

the rear panel of the phone. The company claims that this smartphone

 gives a backup of 1.5 days.

NINE Liquid Cooling Tech is offered in this smartphone so that they do

 not heat the smartphones in heavy usage. In addition, there is triple

antennas in it. According to the company, there is a GPU turbo, so

that there is no lag in heavy gaming and the phone does not hang.

The company also launched Honor Watch Magic and the band at this

event. Amoled display is given in it and its battery life is 7 days. This

is a water registrar. The company has claimed that it gives more battery

 backup than any smart watch

Ganga Expressway from Meerut to Prayagraj : Yogi Announces

Yogi cabinet meeting in Prayagraj Kumbh -  Yogi Adityanath said that this time Kumbh is being organized very grandly by the leadership of Prime Minister Narendra Modi. Aquarius has the national flag of more than 70 countries in the world.

The state government's cabinet meeting was held on Tuesday in Maha Parva Kumbha,

which was held in Prayagraj. A cabinet meeting was held here under the leadership of

 Chief Minister Yogi Adityanath. This is the first time that the Cabinet meeting of the

State Government was held in Kumbh area. In addition to Yogi Adityanath, all the

ministers of the UPA Government were present.

Several important decisions have also been taken in this cabinet meeting. 

Chief Minister Yogi Adityanath announced that the Ganga Express will be built

from Meerut to Prayagarh, these expressways will be completely built on the banks

of the Ganga. This expressway will cost Rs 36,000 crore.The Prayagraj Mela

administration had prepared the preparations for this meeting. Between the strong

security arrangements, all the ministers of the Yogi Government have held the historic

meeting of the cabinet during the festival of Kumbh for the first time. In view of the

cabinet meeting, the administrative officer was seen taking stock of the preparations

related to it on Monday.

After the cabinet meeting, Yogi Adityanath said that this time Kumbh is being organized

very grandly by the leadership of Prime Minister Narendra Modi. Aquarius has the

national flag of more than 70 countries in the world.

The sadhus-mahants who came in Prayagraj Kumbh have also welcomed the

decision of the Yogi to meet the cabinet meeting in Prayagraj. Mahant Narinder Giri,

president of Akhil Bhartiya Akhara Parishad and Mahant Dharmadas, head of the factory

Ani Akhara also expressed happiness at this cabinet meeting.

Srilanka vs Bangladesh- ASIA CUP 2018 LIVE UPDATES

In the 1st match of Asia Cup 2018, Sri Lanka will lock horns with Bangladesh at Dubai International stadiumin the United Arab Emirates today. Both the teams are grappling with injuries ahead of the tournament opener clash which might bring changes in the playing 11 of both the teams. Bangladesh come into the tournament on the back of a 2-1 series win over the West Indies in the Caribbean, while Sri Lanka’s lost their last assignment, a five-match home series against South Africa, but have some momentum after having won the last two games of that series and then the one-off Twenty20 International.

Sri Lanka Team Updates

For Sri Lanka, Angelo Mathews named Kusal Mendis as an option to open the batting with Upul Tharanga, while also bringing up Kusal Perera. Mendis has played 39 of his 47 games at No.3, 7 at No.4 and one at 5, but has never opened the batting for Sri Lanka before. If this switch is to be made, then Niroshan Dickwella either moves down, or out of the playing 11. For him, 28 of 41 innings have come opening the batting. Test regular Dilruwan Perera is in with a chance to make his first ODI appearance since April 1, 2017 as Akila Dananjaya is away for the start of the tournament due to personal reasons. Mathews can also turn to left-arm spinner Amila Aponso and Shehan Jayasuriya - who replaced the injured Danushka Gunathilaka - to beef up his spin department. The return of Malinga, indeed, has been one of the stories in the lead-up to the event, with the paceman not having played any international cricket since September last year.

Bangladesh Team news

On the other, the Asia Cup has been a tournament where Bangladesh have done well over the years. During the last edition at home, they were in final although the event was competed in T20 format. In 2012, they played the finals in the 50 over format. The side under Mashrafe Mortaza has the wherewithal to compete in the 50-over format with a good bowling line-up for slower decks like the ones that will be on offer in Dubai and Abu Dhabi. The batting comprises a mercurial Tamim Iqbal and the seasoned Mahmudullah Riyadh. Mushfiqur Rahim and Shakib Al Hasan are fantastic on their days and the team would remain a dark horse in the tournament. Coming back to the todays match Bangladesh have a full-strength side to pick from, fitness permitting, with the mainstays Shakib, Iqbal, Mahmudullah, Mushfiqur Rahim and Mustafizur Rahman all there.

With Afghanistan the third team in the group, both Bangladesh and Sri Lanka will try to make a good start to the tournament and make sure they don’t fall behind in the race for the Super Four – for that, they need a big performance up front.

Here is the playing 11 probables of both the teams

Sri Lanka playing 11 probables: Kusal Mendis, Upul Tharanga, Kusal Perera, Angelo Mathews, Dhananjaya de Silva, Thisara Perera, Dasun Shanaka, Shehan Jayasuriya or Amila Aponso, Dilruwan Perera, Suranga Lakmal, Lasith Malinga

Bangladesh playing 11 probables: Tamim Iqbal, Liton Das, Shakib Al Hasan, Mushfiqur Rahim, Mahmudullah, Mohammad Mithun, Mosaddek Hossain, Mashrafe Mortaza, Mehidy Hasan, Rubel Hossain, Mustafizur Rahman

Medical Tourism in India

                             As the word suggest it means visiting other countries for treatment of  any illness. The importance of globalization is now not only restricted to business and industrial development but also to many other service sectors. And one of the most growing among these service sectors is medical tourism. Presently medical tourism is growing especially in southern Asian countries like India, Malaysiya, Srilanka and Mauritius. But the maximum benefits have been taken by Indian corporate hospitals by attracting huge foreign patients for last decade. As they provide world class treatment in all types of diseases. The major issue for western world is cost of treatment. Now looking into low cost treatment available here, most of the insurance companies are now approving Indian hospital with JCI .As this certification is required for treating any foreign patient in Indian hospitals. JCI recommendation is highly regarded as the best quality certification for any global hospital. The various ailments covered under this policy involve from small OPD based services to major surgical procedures like knee replacement surgery, Heart surgery, liver transplantation, onco surgery, eye surgery, dental procedures. Now India is becoming a hub of this medical tourism as various medical institutions and corporate hospitals like Apollo, Fortis, Escorts and Medicity etc. have improved the quality standard and meet all the requirements ranging from efficacy to safety. They offer substantial reduction in cost of treatment and with excellent success rate.

Surjeet Singh

What are Sector Funds and How to invest in Sector Funds

Sector funds, as the name suggests, invest in particular sectors. The basic idea of a sector funds is to enable investor to take advantage of industry cycle .They have the potential to offer attractive return if the timing is right. However ,they do not provide the downside risk protection available in diversified funds.

Thematic fund lock for trends that are likely to result in the out performance of certain sectors or companies. In other words ,they key factors for these funds are those that can make a difference  to business profitability and market values. Thematic  funds  focus on structural as well as a cyclical factor that play an important role in the economy .

Who Should Invest In these Funds?

Sector funds can be an ideal option for investors who understand sector as well as its future potential and seek diversification within that sector. Besides, these funds can play a supporting  role in diversified portfolio by allowing investors to increase exposure to sector that may be under represented in their portfolio.

For those who invest in stocks directly , sector fund offer advantages over individual stocks ,as fund  manager   tracks the industry sector developments for investors .Since the performance of sector funds fluctuates depending in how the respective sectors industries are performing in the market ,a wrong selection of sectors  can adversely impact the overall portfolio returns. Therefore it is essential for a sector fund investor to have the ability to withstand short term fluctuations in order to enhance long-term returns.

Key Points

1.Sector funds can be ideal option for investors who understand a sector as well as its future potential ,and seek diversification within those sectors.

2.Sector and thematic funds carry a high degree of risk but also have the potential to provide better returns then diversified funds.

What should be the strategy for investing in these funds be?

Broadly speaking sectors and thematic fund should  constitute only a limit portion of an investor’s portfolio .Hence only those investors ‘s Who already have a well –diversified portfolio and who have the risk appetite to absorb extreme volatility should consider investing in these funds .

Individuals can adopt different strategies to reduce the risks generally associated with such funds. One such strategy is to have limited exposure to three –four sectors /themes .It is also advisable to review your portfolio to ensure that you are not investing in a sector them that you already have a sizable exposure to through other funds.

Before investing in these aggressive funds though , you need to access certain key criteria that may be important  to your profile. These are:

·          How diversified is your portfolio?

·         Do you have an appetite for risk and the temperament to track the volatile nature of sectors funds ?

·         Do you have the capacity to hold these funds  for the longer term ?Can you curb the urge to switch from one sectors /theme to another?

How Much exposure should one have in Sector/thematic funds?

As a thumb rule, for an individual who has decent exposure to equity funds and is conversant ,around 10-15 percent of portfolio can be invested in sector and thematic funds. Remember , who these funds can be riskier than diversified funds, they also have the potential to provide a better returns .The key is to select funds carefully and monitor their progress over the investment period .

What are the risks involved in thematic fund investing?

On the flip side ,there is always the risk  that the market may take a longer time to recognize the views of the funds house with  to particular them that forms the basic of a fund.

Besides there can be ambiguity in a fund’s definition of a them. For example, some of the infra fund have a low percentage of exposure to the crore infra sector and their portfolios have exposure to more sector then even a well –diversified equity fund. There is also the risk of a fund manager ‘s style becoming t o individualistic ,which may be difficult to follow if the manager decides to leave the fund.

Best Mutual Funds for 2012

The year  have been mixed bag for mutual fund investors .While equity fund investors have been having a harrowing time as the stock market plunged by 28 percent ,the rising interest rate scenario has been good for investors of dept fund like liquid funds ,ultra short term dept funds and fixed maturity plans (EMPs) . However, the RBI pause of rate hikes after 13 rates hikes in a row is likely to change the scenario .With inflation beginning  to moderate, further rate hikes may not be warranted. In fact clearly realizing   the risk to growth, the RBI has indicated a likely reversal in the cycle. If this materializes, the emerging interest rate scenario would warrant a few changes in the portfolio composition for dept fund investors .Here is how some of the dept fund categories are like to perform going forward.

Fixed Maturity Plans (FMPs)

With bound yield closer their peaks, FMPs remain an attractive investment option currently, as, investors can lock in their money for various fixed maturities ranging from three months  to three years. FMPs aim to generate predictable returns and at the same time, protect investors from interest rate volatility. While structurally, FMPs may be similar to fixed deposits ,the tax efficiency of these schemes makes them a much better option .However ,one must be quite sure about the time horizon ,as the liquidity provided by these plans through listing on the stock exchange is not very efficient ,both in term of the liquidity itself as well as the pricing.

Ultra Short-Term Dept Funds

The investment objective of these schemes is not to generate reasonable returns and liquidity, primarily through investment in the money market and short term debt instruments .Although these are potentially better than the liquid funds the longer maturity of up to one year or so can result in slight volatility .If interest rates fall, the returns from these funs too will fall.

Key Points

1. The rising interest rate scenario has been good for investors of dept funds like liquid funds, ultra short-term dept funds and fixed maturity plans

2. While structurally FMPs may be similar to fixed deposits, the tax efficiency of these schemes makes them a much better option

3. If the interest rates fall, the returns from ultra short term dept funds too will fall.

Short-Term Debt Funds

Short-Term funds predominantly invest in dept instruments with one two year maturity. These are potentially better than ultra short –term funds, but can be more volatile, as the mark to market component in the portfolio is higher. However ,when compared to medium term dept funds and gilt funds ,short term dept funds experience lower interest rate volatility but offer attractive returns in a falling interest rate scenario. Therefore investors with a time horizon of 6-12 months can invest in these funds and reap the benefits when the RBI begins to cut the rates.

Debt/ Income Funds

 Income funds invest primarily in dept and money  market with the twin objectives of optimum returns and liquidity for meeting investros medium terms needs .These funds strive to earn study return by actively managing their portfolios on interest rate movments  and cridet risks.Since there  is an inverse realtionship between the interest ratres and bond prices,thease funds benifit from capital gains on bond in a falling interest rate scenario .However there is  also the risk  of bond market rally mot materialising in the manner being envisaged currently ,due to higher government borrowings and a depreciacting rupee.There for it will not be prudent for risk averse investors to invest in these funds just because everyone is taking about this emerging opportunity .Besides investors must have a time horizen of 18-24 month for investing in these funds .

Gilt Funds

Gilt fund also provide a great opprtunity to investors to benefit  from rate cuts.Gilt securities are interst bearingf instruments issued by the government  as a part of its borrowing programme .While gilt funds are ideally suited for those who are looking for saftly  as government securities carry zero default risk and are highly liquid,the downside is that the prices of government securities fluctuate sharplydue to higher sensitivity towards the interset rate moment.As a result ,gilt funds can be very volatile in the short- term.